EPOCH Financial provides debt financing both to companies in sound financial condition and to those that have encountered strategic or operational difficulties that seriously affect their balance sheets. EPOCH Financials’ alternative financing expertise lies in integrating several lenders or financing sources to provide the best solution. EPOCH Financial has a successful record of financing complex and difficult situations, particularly those where traditional bank lenders may be reluctant to extend credit or may desire to withdraw from the existing relationship.

We work with clients requiring basic financial services such as establishing or replacing a revolving credit line or term loan, and with clients requiring more complex services including structuring mergers, reverse mergers, acquisitions, workouts, equity financing, equity promotion, and executive corporate consulting. A typical EPOCH Financial client has financing needs from $1 million to $100 million+.  EPOCH Financials’ corporate finance clients are companies that have progressed beyond the start-up phase and whose business concept or product(s) have already been adequately proven by experience.

We strive to customize financing solutions to best suit each company's needs, whether it is seeking capital to:

  • Complete acquisitions
  • Finance growth
  • Support working capital requirements
  • Provide liquidity to shareholders
  • Complete a recapitalization or balance-sheet restructuring
  • Refinance corporate / company debt
  • Finance commercial real estate

EPOCH Financial can provide a broad range of options for financial transactions, including:

  • Senior debt
  • Second lien loans
  • Unitranche debt
  • Subordinated debt
  • Mezzanine or junior debt
  • Convertible debt
  • Term loans
  • Revolving lines of credit
  • Asset-based financing, including accounts receivable financing
  • Cash-flow based financing
  • Bridge loans and other short-term funding

    • Sectors Served

      Our industry expertise is wide ranging, positioning us to serve leading companies in nearly any industry, including:

      • Business Products and Services
      • Consumer and Retail
      • Distribution
      • Energy
      • Financial Services
      • Food and Foodservice
      • Healthcare
      • Industrial and Manufacturing
      • Materials and Resources
      • Safety and Safety Products
      • Security, Defense and Government Services
      • Technology and Telecom
      • Transport and Infrastructure