As a trusted factoring company in Massachusetts, we make it easier for businesses to access fast and dependable funding. Our solutions are designed to match your specific cash flow needs without the delays and restrictions of traditional loans. Whether you want to stabilize operations or support future growth, we provide flexible financing that helps you move forward with confidence.
Turn unpaid invoices into working capital with quick funding that supports daily cash flow.
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Use your business assets to unlock flexible capital options that support growth and financial stability.
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Get financing for buying or refinancing commercial properties across Massachusetts' dynamic business market.
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Upgrade or purchase new equipment with financing options that help improve efficiency and output.
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Keep your supply chain moving with funding that covers inventory costs without straining your cash flow.
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Fulfill large orders smoothly with funding that helps bridge the time between purchase and delivery.
Get DetailsAt EPOCH Financial, we provide Massachusetts businesses with fast and dependable loan solutions tailored to their needs. Our team specializes in invoice factoring and flexible funding options that support cash flow and growth. With a client-focused approach, we simplify the financing process and ensure you get the right capital at the right time to keep your business moving forward with confidence.
We offer a variety of financing options, including accounts receivable factoring and asset-based lending, designed to meet the unique needs of businesses across Massachusetts industries.
Our streamlined application and quick approval process help you secure funding without delays, so you can stay focused on running and growing your business.
With deep knowledge of the Massachusetts business landscape, our team works with you to develop financing strategies that fit your goals and industry requirements.
We provide transparent loan terms, fair pricing, and repayment structures that support your cash flow while helping reduce financial pressure.
Mid-market companies in Massachusetts typically qualify for business loans if they have a registered legal structure, stable operations, and a solid financial history. Lenders look for consistent revenue, established business credit, and the capacity to repay the loan based on overall financial strength. Companies in industries like manufacturing, logistics, and construction often meet these requirements.
For mid-market businesses, lenders generally expect annual revenues ranging from $10 million to $100 million, depending on the loan size and structure. Strong financial performance, steady cash flow, and clean financial statements significantly improve approval odds and access to larger funding amounts. Asset-based and receivables financing options may offer more flexibility based on income consistency rather than profitability alone.
Invoice factoring allows your company to convert outstanding receivables into immediate working capital. It's a useful solution for mid-sized businesses in Massachusetts that need steady cash flow without waiting 30 to 90 days for customer payments.
Purchase order financing helps businesses fulfill large customer orders by covering supplier costs upfront. It’s ideal for companies that receive big orders but lack the cash flow to produce or deliver goods without assistance.
