Managing day-to-day operations becomes easier when you have access to your earned revenue on time. Accounts Receivable Financing in Colorado helps businesses convert outstanding invoices into immediate cash to support ongoing expenses and growth plans. We deliver structured solutions that stabilize your cash flow, enabling you to maintain momentum and focus on strategic opportunities rather than waiting for payments.
Businesses apply by submitting financial details and receivables information, allowing lenders to evaluate eligibility and funding potential.
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The lender verifies outstanding invoices with customers to confirm validity, ensuring accuracy and reducing the risk of disputes.
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Approved invoices are financed upfront, with businesses typically receiving 70–90% of receivable value within a short timeframe.
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Depending on structure, either the business or lender collects payments directly from customers when invoices reach their due date.
Once customers settle invoices, the lender releases the remaining balance to the business after deducting agreed financing fees.
As new invoices are created, the cycle repeats, offering businesses ongoing access to working capital for consistent cash flow.
Businesses in Colorado rely on EPOCH Financial because we provide well-structured receivables financing that supports operational stability and growth. Our focus is on clarity, timely funding, and a partnership-driven approach that aligns with your ongoing financial priorities.
We evaluate your receivables, payment timelines, and working capital requirements to create financing that aligns with business operations. This ensures funding supports your cash cycle effectively without restrictive terms that may limit growth or flexibility.
Our streamlined process enables fast conversion of outstanding invoices into working capital. By minimizing administrative steps and delays, we help ensure that capital is available when needed to maintain daily operations and address immediate financial obligations.
We provide clear agreements with predictable pricing, eliminating uncertainty in planning and forecasting. This allows your finance team to manage budgets and cash flow confidently without concerns about hidden charges or complex conditions.
We maintain ongoing communication and actively understand your evolving financial needs. This relationship-focused approach ensures consistency, responsiveness, and alignment as your business scales, providing long-term value beyond initial funding.
Accounts receivable financing uses your outstanding invoices as collateral to secure funding, while invoice factoring involves selling those invoices to a third party at a discount. Both unlock working capital, but AR financing typically allows you to maintain control of your customer relationships.
Yes. Accounts receivable financing is specifically suited for businesses with longer customer payment cycles. If your customers are creditworthy and invoices are valid and due, we can help convert those receivables into immediate cash flow.
Industries with ongoing billing and longer payment terms often benefit the most. These include manufacturing, logistics, distribution, staffing, construction subcontracting, and B2B service providers. Our solutions are structured to support both stable operations and growth cycles.
No. When structured correctly, receivables financing maintains your existing billing process. In many cases, customers continue paying as usual. We work with transparency and professionalism to ensure communication remains smooth and respectful.
Once the account is set up and invoices are verified, funding can typically be accessed within 24 to 48 hours. Our streamlined onboarding and approval process ensures minimal delays and consistent availability of working capital.
