Improve your business capital flow with our tailored Accounts Receivable Financing in Florida. Convert unpaid invoices into immediate working capital to manage operations, cover expenses, and fuel growth. Our customized financing solutions help Florida businesses maintain liquidity and seize new opportunities without waiting for customer payments. Stay financially strong with flexible receivables funding.
Businesses begin by submitting financial records and accounts receivable details. Lenders assess creditworthiness, customer reliability, and overall funding potential to determine approval.
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The lender verifies the authenticity of invoices with customers, ensuring accuracy and preventing payment disputes before releasing funds.
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Once approved, a percentage of the invoice value—usually between 70% and 90%—is advanced to the business, providing quick access to working capital.
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When invoices reach their due date, either the business or the lender collects payments directly from customers, depending on the financing agreement.
After the customer pays the invoice, the lender releases the remaining balance to the business, minus the agreed financing fee.
As new invoices are generated, the process repeats, giving businesses continuous access to cash flow and financial stability.
At EPOCH Financial, we help Florida businesses access the right financial solutions to strengthen cash flow, support expansion, and achieve long-term success. With extensive experience in commercial financing, our team delivers strategic funding options designed to meet the diverse needs of Florida’s growing industries. We understand the local business landscape and provide financing that fits your goals.
We provide a wide range of financing solutions, including accounts receivable financing and asset-based lending. Each option is customized to match your business structure, cash flow requirements, and growth plans.
Our streamlined application and approval process ensures that businesses in Florida receive timely funding without unnecessary delays. We focus on efficiency to help you access capital when you need it most.
Our team of financial professionals works closely with you to understand your challenges and opportunities. We design funding solutions that align with your business objectives and operational needs.
We offer financing with competitive rates and flexible repayment structures. This approach helps your business manage working capital effectively while reducing financial stress.
Accounts receivable financing allows businesses to convert unpaid invoices into immediate working capital. Lenders advance a percentage of the invoice value, improving cash flow and helping companies manage operations without waiting for customer payments.
Typically, businesses with outstanding invoices from creditworthy customers qualify. Eligibility depends on the volume and quality of receivables, business history, and financial stability rather than credit score alone.
Most businesses in Florida can receive funds within a few days after invoice verification and approval. This makes it a fast and reliable financing option compared to traditional loans.
Fees vary by lender and structure, often including a percentage of the financed invoice plus interest. Rates depend on invoice size, customer creditworthiness, and the length of the financing period.
This depends on the agreement type. In non-notification financing, customers are unaware, while in notification financing, the lender may directly collect payments from customers.
Yes. Both small and large businesses can benefit, especially those with cash flow gaps due to slow-paying customers or seasonal sales fluctuations.
