As a trusted factoring company in Mississippi, we support large businesses with fast, dependable access to capital through tailored business loan solutions. Our financing approach is designed to improve cash flow by turning outstanding receivables into immediate working capital. This enables companies to meet operational demands, manage financial commitments, and pursue strategic initiatives without disruption. With a proven track record in commercial finance, we help businesses navigate cash flow challenges with efficiency, reliability, and confidence.
Turn your unpaid invoices into immediate working capital. This solution helps Mississippi businesses stabilize cash flow and continue daily operations without financial interruptions.
Get DetailsUse your company’s assets, such as inventory, receivables, or equipment, to secure flexible funding. Ideal for Mississippi enterprises looking to maintain momentum during expansion or restructuring.
Get DetailsSecure tailored financing to purchase, develop, or refinance commercial properties across Mississippi’s growing business hubs. Structured for long-term value and scalability.
Get DetailsFinance new or upgraded equipment with ease. Our solutions are designed to support Mississippi industries that rely on heavy machinery, tools, or vehicles to stay competitive.
Get DetailsMaintain optimal stock levels with access to funding that helps Mississippi businesses manage seasonal shifts, supplier timelines, and customer demand effectively.
Get DetailsFulfill large customer orders without straining your resources. This service empowers Mississippi-based companies to grow by meeting high-volume demand with confidence.
Get DetailsEPOCH Financial offers customized financing solutions for mid-market businesses across Mississippi. With deep industry knowledge and regional expertise, we provide strategic funding that supports financial stability, smooth operations, and sustainable growth. Our team delivers fast, dependable capital tailored to each company’s unique cash flow needs and long-term goals.
We provide a wide range of funding options tailored for mid-market businesses in Mississippi, including accounts receivable financing, asset-based lending, equipment financing, and purchase order funding. Each solution is designed to meet your unique cash flow needs and operational goals.
Our simplified loan application and approval process ensures you receive funding without unnecessary delays. This allows Mississippi businesses to stay agile, managing operations, covering expenses, and seizing growth opportunities with confidence.
At EPOCH Financial, we go beyond lending. Our experienced advisors collaborate closely with clients to understand their financial landscape and provide solutions aligned with their long-term objectives. We’re a trusted Mississippi financing partner committed to your sustained success.
Our financing options come with competitive rates and terms built to adapt as your business evolves. We work with Mississippi companies to structure repayment plans that support ongoing growth while preserving financial stability.
Invoice factoring allows Mississippi-based mid-market companies to convert unpaid invoices into immediate cash. This helps stabilize cash flow, meet operating expenses, and avoid the delays associated with traditional loan approvals.
Most mid-market businesses in Mississippi receive funding within 24 to 48 hours after approval, making invoice factoring one of the fastest ways to access working capital.
Factoring fees generally range between 1% and 4% of the invoice value, depending on several variables. These include the total volume of invoices being factored, the creditworthiness of your customers, payment terms, and the overall risk profile of your business. For mid-market companies in Mississippi, rates are typically competitive and structured to reflect the scale and consistency of your receivables.
No, invoice factoring is not a loan. It’s a financial transaction where your business sells its accounts receivable to a factoring company at a discount in exchange for quick access to working capital.