New Hampshire’s leading factoring company offers fast and flexible business loans that convert receivables into immediate cash. Our tailored solutions support large-scale businesses in managing daily operations, funding growth, and maintaining financial stability. With quick access to working capital, companies can avoid cash flow disruptions and confidently pursue strategic opportunities with greater financial control.

Customized Business Loans
in New Hampshire

Our Key Loan Services

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Accounts Receivable Financing

Turn your unpaid invoices into quick cash to keep your business running smoothly and support future growth.

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Asset-Based Lending

Use the value of your current assets to get funding that fits your business goals and growth plans.

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Commercial Real Estate Loans

Get custom financing to buy, build, or refinance commercial properties anywhere in New Hampshire.

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Equipment Financing

Obtain the capital required to purchase or upgrade equipment, enhancing operational efficiency and supporting business productivity.

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Inventory Financing

Get funding to keep your inventory stocked, so you can meet demand without hurting your cash flow.

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Purchase Order Financing

Access the funds you need to complete big customer orders on time and keep your supply chain strong.

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Why Choose EPOCH Financial for
New Hampshire Business Loans?

EPOCH Financial offers customized financing solutions for middle market companies in New Hampshire. With in-depth local knowledge and industry expertise, we provide strategic funding options that help businesses access working capital, stay competitive, and support long-term growth.

We offer tailored options like invoice factoring and asset-based lending to meet the unique needs of middle market businesses. Our solutions are designed to improve cash flow, support operations, and adapt as your business grows.

Our streamlined funding process ensures quick approval and fast access to working capital. This enables your business to manage expenses, handle unexpected challenges, and act on new opportunities in New Hampshire’s competitive business landscape.

With deep insight into New Hampshire’s economy, we deliver financial solutions that align with your goals. Our team works closely with you to provide funding strategies that support stability, growth, and long-term business success.

We structure financing with flexible repayment options and competitive rates. This helps maintain healthy cash flow, reduces financial strain, and allows your business to stay focused on operations and long-term growth without compromising on financial control.

Industries We Support with
Financial Solutions in New Hampshire

How to Get a Business
Loan in New Hampshire

  • Submit an online application.

  • Consult with our experts to customize your loan.

  • Receive quick approval and funding.

Frequently Asked Questions

We offer funding based on your accounts receivable. Once approved, we advance a percentage of your invoice value. You receive the remaining balance minus a small fee when your customer pays. It's a simple and fast alternative to traditional loans.

Factoring is ideal for middle market companies in industries like manufacturing, wholesale, staffing, logistics, and professional services. If your business sells to other businesses on credit terms, you can benefit from improved cash flow through factoring.

No. At EPOCH Financial, we are fully transparent about our pricing. All fees, terms, and conditions are clearly explained upfront, so there are no surprises later. Our experts take the time to guide you through every detail from the beginning, ensuring you feel confident and informed at every step.

To apply for invoice factoring, you’ll need to submit key legal documents for invoices, such as copies of outstanding invoices, your customer payment history, and basic business financials. These documents help verify the receivables. Our team will guide you through the entire process to ensure everything is completed accurately and efficiently.

Start with Financial Services in New Hampshire