In New Jersey’s fast-paced business environment, maintaining healthy cash flow is essential. Factoring companies provide a practical financing solution by turning outstanding invoices into immediate capital. This allows businesses to cover operational expenses, take on new projects, and strengthen supplier relationships without waiting on slow-paying clients. With flexible funding options and industry expertise, we help businesses stay financially agile and focused on long-term success.
Convert unpaid invoices into fast cash to support cash flow, meet expenses, and strengthen your business’s financial stability.
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Access flexible capital by leveraging assets like inventory or receivables, providing financial support without disrupting daily business operations.
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Obtain tailored financing to buy, develop, or refinance commercial properties, supporting growth in New Jersey’s competitive real estate market.
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Finance new or upgraded equipment with structured plans that align with your business needs and long-term operational goals.
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Get funding secured by your inventory to ensure consistent stock levels and improve supply chain management and efficiency.
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Receive upfront funding to fulfill large orders, allowing your business to grow without cash flow interruptions or delayed shipments.
Get DetailsEPOCH Financial is dedicated to providing customized financing solutions for businesses across NJ. Backed by industry expertise and a strong grasp of the regional financial environment, we offer strategic funding options that support operational continuity, long-term stability, and sustainable growth.
We provide a wide range of funding solutions, including accounts receivable financing, asset-based lending, and purchase order financing. Each option is designed to meet the specific financial needs of businesses in New Jersey.
Our simplified application and approval process ensures timely access to capital. This allows businesses to manage operations, meet financial obligations, and pursue growth opportunities without delays.
We go beyond lending. Our team works closely with New Jersey businesses to understand their financial challenges and develop strategic funding solutions that support long-term objectives.
We offer business loans at competitive interest rates and with flexible repayment terms. Our goal is to help New Jersey businesses grow steadily while maintaining financial stability.
Our team conducts a detailed financial review and consultation to understand your cash flow, operational structure, and short- and long-term goals. Based on this, we recommend a financing structure that best fits your business model.
We usually require financial statements, tax returns, accounts receivable reports, and basic business information. Our team will provide a clear checklist based on your financing request.
EPOCH Financial provides financing solutions for middle-market businesses in New Jersey with loan amounts ranging from $1 million up to $250 million. The exact limit depends on your company’s financial health, collateral, and specific funding requirements. We tailor each loan to support your business’s growth and operational needs.
A factoring company provides businesses with immediate working capital by purchasing their outstanding invoices. This service improves cash flow, enabling companies to maintain operations, meet financial obligations, and invest in growth without waiting for customer payments.
