Improve your company’s cash flow with our accounts receivable financing in Texas. Instead of waiting for customer payments, access the funds tied up in your invoices to manage daily operations and pursue new growth opportunities. Our flexible financing solutions help Texas businesses maintain financial stability and meet their ongoing capital needs.
Businesses submit financial details and receivables data for review. We evaluate customer payment history and overall funding eligibility.
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Submitted invoices are checked for accuracy and validity to ensure they are genuine and free of disputes before funding.
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A set percentage of the invoice value is provided upfront, giving the business quick access to working capital.
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Either the business or the financing provider manages customer payments depending on the agreed funding structure.
After the customer pays, the remaining invoice amount is released to the business with financing fees clearly applied.
The business can continue submitting new invoices, ensuring consistent cash flow support and stable operating capacity.
EPOCH Financial provides dependable accounts receivable financing solutions that support steady business operations across Texas. Our focus is on improving cash flow, reducing financial strain, and ensuring your company has the resources needed to respond to growth opportunities and daily operational demands.
We recognize that every business has different working capital needs. Our AR financing programs are customized after evaluating your operations and customer payment trends. This personalized approach ensures funding aligns with your cash flow cycle, helping you manage financial commitments without disruptions or delays.
We streamline the approval and funding process to provide quick access to capital when you need it most. By unlocking the value of your invoices, you avoid waiting on extended payment terms, allowing your business to continue operating smoothly and take advantage of timely opportunities across Texas.
Clarity and trust are central to our financing services. We clearly explain rates, fees, and requirements at the start, ensuring no unexpected complications later. Our financial specialists remain available throughout the relationship to support decision-making and help maintain financial stability over time.
Our team understands the business environment across Texas, including sectors like manufacturing, transportation, oilfield services, construction, and distribution. This industry knowledge allows us to structure financing solutions that match real operational demands, supporting both current performance and long-term growth objectives.
Yes. We support businesses throughout Texas, including Austin, Dallas, Houston, San Antonio, Fort Worth, and surrounding regions. Our financing solutions are accessible to companies operating in both metropolitan and regional areas across the state.
Once the account is established and invoices are verified, funding is typically released quickly. This helps businesses in Austin, Dallas, Houston, and other Texas cities manage expenses, payroll, inventory, and growth opportunities without waiting for customer payments.
Because this form of financing is based on your receivables and not classified as a loan, it typically does not add debt to your balance sheet. In many cases, it can help support your business credit indirectly by maintaining consistent cash flow and preventing late bill payments. With stable cash reserves, your business is better positioned to meet financial obligations, which may help strengthen long-term financial credibility.
Invoices that are issued to business or government customers and have clear payment terms generally qualify. The customer must have a reliable payment history or strong credit profile. Invoices tied to completed and delivered work are acceptable, but invoices based on partial work or future milestones may require additional verification. The goal is to ensure that the invoice represents a confirmed receivable that is likely to be paid on time. This protects both your business and the financing provider.
